Welcome!
I'm Emmanuel Garan, OFWs, Presently Residing here in Rome Italy. It is our mission and passion to share important concepts about proper management of personal finances and proper financial planning.
Currently, we are able to help more Filipinos in the Philippines and even abroad especially here in Italy to upgrade and change their financial lives by financial education and proper planning.
We are committed and part of IMG's campaign to educate 30 Million Filipinos by the year 2030.
- IMG FINANCIAL EDUCATION
Building Blocks of a Strong Solid Financial Foundation
Building a Solid Financial Foundation is just like a Building a House. You must build it from the Ground up.
Healthcare
Longterm & ShortTerm Care
First, You must have Proper Healthcare Coverage in the events of Serious Health Problem or sickness. Both of these can greatly affect or upset a person's financial Stability, especially old age. Statistic show that 90% of personal Bankruptcies are due to unexpected unforseen illnesses.
PROTECTION
LIFE INSURANCE
Second, you must have proper protection in the events of Premature Death. If this Happens, then you have instant money to pay off any responsibilities and liabilities left behind.
Fifth, save and make long-term investments.
- You should consider your healthcare and protection as a priority. Why? Even if you save a few hundred pesos a month, but have no healthcare and life insurance, it will not take you far. When you get sick, disabled, or die suddenly, your savings won’t last very long. Getting long-term healthcare and life insurance are the best investments.
KAISER HEALTHCARE 3 IN 1 SAVING PROGRAM
7 Taong maghuhulog, then waiting ng 13yrs. Habang naghuhulog, may mga Healthcare Coverage, Life insurage Coverage at Investment dahil lumalago na ang mga na pay mo.
Learn how to secure your Healthcare needs during your Retirement Years.
See the Illustration below.
3 in 1 Benefits as a kaiser Plan Holder
HEALTHCARE
To protect yourself kung sakaling kelangan mong maospital o maconfine, may Fund ka nang magagamit.
at Habang naghuhulog ka ito ang mga Free Healthcare Benefits.
1. FREE Annual Physical Examination Benefits
2. Dental Health Benefits
3. Member’s choice of Room and Board
(1,000.00/day)
4. Annual Benefit Limit (ABL) of
Php 60,000/year
5. Basic Medical Health Benefits
LIFE INSURANCE
To protect your Family if God's Call you.
1. Waiver of installment due to Death/ Credit Life
2. Waiver of installment and Premiums due to
Total and Permanent Disability
3. Term Life Insurance Coverage
4. Accidental Death & Dismemberment
5. Family Assistance Service
INVESTMENT
Ang Fund mo ay naka invest sa Mutual Funds at stoch market para ito ay mag grow.
Magagamit mo rin ito para sayong Retirement fund o Pension at maaari mo rin itong maipamana sa Pamilya
Start now and get your kaiser quote here!
Level 2 Investment
STOCK MARKET/MUTUAL FUNDS
LEARN HOW TO START STOCK MARKET INVESTMENT THE SIMPLIFIED WAY. INDIRECT INVESTING THRU MUTUAL FUNDS.
Mutual Funds
Ang Mutual Funds ay Pinagsamang Pera ng Mga shareholders or Investors, itong nalikom ay iniinvest sa mga malalaki o Legit Company para ito ay lumago, nakatulong ka na sa ekonomiya ng Gobyerno, Lumalaki pa ang Fund mo.
Alam mo ba na pwede kang maging Multimillionaire if you invest 33pesos a day or 1,000pesos per month. in 30yrs. you have 3.5M.
Kung nakakarecieve ka ng mga bunos o 13th month pay, hayaan mo ipalago ito sa Mutual Funds. in a long run, MONEY WORKING FOR YOU na.
pls. see the illustration below
STOCK MARKET
Direct investing
Sila ang mga taong Maalam na basahin ang nilalaman ng Screen, mga graphics, Kulay, pagbaba at pagtaas ng Market.
iwasan pasukan ito kung ikaw ay busy na tao. dahil sa malamang isang iglap pwedeng mawala ang pera mo dito
MUTUAL FUNDS
Indirect Investment- May Expert na Fund Manager na nagdiversified.
Ang Mutual Funds ay pinagsamang pera at iniinvest ni Fund Manager dito sa mga malalaking Company. kaya bagay ito sayo kung lagi kang Busy pero gusto mong nagtatrabaho at lumalago din ang pera mo
WEALTH CALCULATOR
Savings
33pesos a day or 1,000 per month in 30yrs. = 3,5M
66pesos a day or 2,000 pesos per month in 30yrs. = 7M
Projected 12% interest
Ang Million ay nagsimula sa Maliit na Ipon, ang Utang dahilan sa maliliit na gasta.
Kung hindi maiipon ang maliit na halaga, magagasta mo rin, worst di mo na makikita na.
Start now, Be an IMG member! invest it in your Futureself...
GUSTO MO BANG MAGPAGUIDE DITO SA MUTUAL FUNDS!
This Book Will Upgrade Your Financial Life
Does money control you? Or do you control money? Every day people go to work to make a living, but no matter how hard we work and how much we earn, money always seems to control us.
So many people are in debt. In rich and in poor countries, debt has become a way of life for many people throughout the world. We don’t have much, and we don’t know much. Nobody teaches us how to manage our money in school.
Financial issues are not often discussed, and financial products not always explained. Even though the financial industry is one of the largest industries in the world, and even though we are flooded with financial news and websites, financial literacy is as confusing as ever.
Most people have trouble balancing their budget or reading a financial statement. We use credit cards and don’t always understand all the hidden charges. We want to have good health care and save for our retirement, but many of us do not have a plan.
We need to change, but we need understanding first. This book is helpful for people who want to move from financial insecurity to financial security. It is the first step toward a better financial future and possibly becoming financially independent.
By becoming your own money manager, you’ll discover that it’s doable to understand, plan, and build a financial foundation for your family.
You can do it. You can control your future.
Start your journey now. Get the first 2 chapters of "The Secret to Saving and Building Your Future".
Enter your details below to subcribe to our newsletter and get the PDF of the book instantly.